Changes to RACT health insurance

​Changes to RACT Health insurance – 24 April 2015 – 30 May 2015

For over three years, RACT has delivered a quality private health insurance product to members through our underwriting partner - GMHBA Health Insurance. Following a recent review, we've decided not to continue to deliver a private health insurance product under the RACT brand from 31 May 2015.

Current members of RACT health insurance will receive information regarding the change in brand of their product in early May. Please note that while the brand is changing, the private health insurance cover will remain unchanged.

 RACT Health Insurance memberships may be taken out until the 31 May 2015 however, members will receive all correspondence and branding under GMHBA Health Insurance.

Who can I contact?

For all queries regarding your health insurance policy you should contact GMHBA Health Insurance direct on 1300 446 ​422​

RACT Health Insurance

Whether you are a single, a couple, or a family, RACT Health Insurance has a range of affordable private health insurance covers to suit your needs. Choose between three great levels of cover to suit you and your lifestyle, ranging from basic hospital cover for young singles to comprehensive hospital and extras cover for growing families. 

  • Connect Rewards Plus​
  • 60-day money-back guarantee^
  • Flexible cover to meet your needs: choose hospital, extras or both
  • Competitive premiums and great value cover
  • Online claims and membership management
  • You choose your own provider
  • The same high standard of service, product and help you’ve come to expect from the RACT 

Hospital cover

There are two types of costs associated with private treatment while you're an inpatient in a registered hospital – hospital costs and medical costs.

View Hospital Cover Options

Extras cover

Extras cover provides benefits for services like dental, optical (glasses and contact lenses), naturopathy, physiotherapy, podiatry, chiropractic and ambulance.

View Extras Cover Options

About RACT health insurance

RACT Health Insurance is brought to you by GMHBA.

GMHBA is a not-for-profit organisation that has serviced the community for over 75 years, we know great service, great value for money and great experi​ence is what counts most.

RACT Health Insurance – just for members.

To enjoy RACT Health Insurance rates you’ll need to hold an RACT membership – but don’t worry, membership is free when you sign up to RACT Health Insurance. That means you get the health insurance cover you need, as well as access to a wide rate of RACT benefits and services, including the Show Your Card & Save program, free technical advice, discounts and much more.

RACT Health Insurance is a fully compliant member of the private health insurance code of conduct.


^If you find better value health insurance within 60 days of joining and have not made a claim we will refund your money in full.

RACT Health Insurance is available to new and existing RACT members only. RACT Health Insurance is brought to you by GMHBA Limited