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RACT : Health Insurance - RACT

About health insurance

RACT Health Insurance

RACT Health Insurance


At RACT Health Insurance, we believe in giving you affordable cover you can understand.

Whether you are a single, a couple, or a family, RACT Health Insurance has a range of affordable private health insurance covers to suit your needs. Choose between four great levels of cover to suit you and your lifestyle, ranging from basic hospital cover for young singles to comprehensive hospital and extras cover for growing families.

Why should you choose RACT Health Insurance

  • Connect Rewards Plus
  • 60-day money-back guarantee^.
  • Flexible cover to meet your needs: choose hospital, extras or both.
  • Competitive premiums and great value cover.
  • Online claims and membership management.
  • You choose your own provider
  • The same high standard of service, product and help you’ve come to expect from the RACT

Hospital Cover
There are two types of costs associated with private treatment while you're an inpatient in a registered hospital – hospital costs and medical costs.
View Hospital Cover Options

Extras Cover
Extras cover provides benefits for services like dental, optical (glasses and contact lenses), naturopathy, physiotherapy, podiatry, chiropractic and ambulance.
View Extras Cover Options

Member Area
Manage your membership online, claim, make payments, and find out more information just for members.
Go to the Member Area

Health Programs
RACT Health Insurance is introducing health programs specifically for members.
View Health Programs

RACT Health Insurance is brought to you by GMHBA.

GMHBA is a not-for-profit organisation that has serviced the community for over 75 years, we know great service, great value for money and great experience is what counts most.

RACT Health Insurance – just for members.

To enjoy RACT Health Insurance rates you’ll need to hold an RACT membership – but don’t worry, membership is free when you sign up to RACT Health Insurance. That means you get the health insurance cover you need, as well as access to a wide rate of RACT benefits and services, including the Show Your Card & Save program, free technical advice, discounts and much more.

RACT Health Insurance is available to new and existing RACT members only. RACT Health Insurance is brought to you by GMHBA Limited

If things go wrong.

RACT Health Insurance is a fully compliant member of the private health insurance code of conduct.

^If you find better value health insurance within 60 days of joining and have not made a claim we will refund your money in full.