
RACT Insurance offers a range of high quality personal insurance products backed by great local service.
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RACT business car loans are simple, convenient and our fast approval process means in most cases, your business car loan can be approved within 24 hours.
We can even pre-approve your business car loan, giving you bargaining power when you go shopping. In other words, if you find it, you can buy it. You know the money is yours.
Once your application is approved, sign the documents and we will transfer the payment to the appropriate vendor or dealer. It's that easy. For your convenience we can also organise your settlement by mail.
Hire Purchase, Novated Lease and Chattel Mortgage finance may provide you with tax benefits if the financed goods are used for business use. For more information on the potential tax benefits speak to your accountant.
*Conditions, fees and charges apply. Rate subject to change without notice. ^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. RACT Loans are provided by R.A.C.V. Finance Ltd ABN 82 004 292 291 and are subject to R.A.C.V. Finance lending criteria. RACT acts as an agent for R.A.C.V. Finance only in relation to applications for, and the approval and funding of, RACT Loans and is not an agent of R.A.C.V. Finance for any other purpose.
It is a condition of the use of this Website that you have read our Financial Services Guide. You agree to be provided the Financial Services Guide by accessing the file below.
What you need to do to make RACT aware of an issue with our loan product or service.
RACT is committed to providing fair and prompt resolution to any issues that may arise with your RACT Loan. Should you wish to make a complaint please email finance@ract.com.au or by phoning 132722 and requesting the Southern Regional Manager.
If you are not satisfied with the result of your complaint you may also contact the credit provider, R.A.C.V. Finance by phone 03 9790 2940, fax 03 9790 2971 or mail to 550 Princes Highway, Noble Park North VIC 3174, email finance@racv.com.au. They will work with RACT to resolve your issue promptly.
Should neither RACT or R.A.C.V. Finance be unable to resolve your complaint to your satisfaction you can seek an external review with the Credit Ombudsman Service Limited (COSL), phone 1800 138 422, fax 02 9273 8440, email info@cosl.com.au or mail to P.O. Box A252, Sydney South NSW 1235.