Car Loans

Thinking of buying your dream car? With low rates, no ongoing fees and 24-hour fast approval RACT Finance will have you in the drivers seat in no time. Apply online now and make your dream car a reality.

You can get fast over the phone approval. We also provide pre-approvals so that you can bargain to your best advantage, knowing exactly how much you have to spend.

Once your application is approved, simply drop into your local RACT Shop, sign the documents and pick up your cheque. It's that easy. For your convenience we can also organise your settlement by mail. For most loans the money can be in your hands in as little as 24 hours.

Car loan rates from 8.90%* p.a. (comparison rate 9.30%^p.a.)

*Conditions, fees and charges apply. Rate subject to change without notice. ^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. RACT Loans are provided by R.A.C.V. Finance Ltd ABN 82 004 292 291 and are subject to R.A.C.V. Finance lending criteria. RACT acts as an agent for R.A.C.V. Finance only in relation to applications for, and the approval and funding of, RACT Loans and is not an agent of R.A.C.V.  Finance for any other purpose.

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What you need to do to make RACT aware of an issue with our loan product or service.