Car, Caravan and Trailer

RACT Insurance offers a range of covers to best suit your specfic Vehicle needs.

Comprehensive Motor Vehicle Insurance

• Reach Rating One and it's yours for life
• Choose your own repairer
• Agreed value cover
• Aussie Assist benefits
• Add your choice of options* (windscreen replacement, hire car, variable excess)

* Some options incur an additional premium.

Third-Party Property Damage Insurance

• Cover includes damage caused by uninsured drivers up to $5,000
• $20 million liability cover for accidental property damage
• Liability extended to caravan/trailer attached to the vehicle
• Add the Fire and Theft option* (cover up to $5,000 or cover for accidental loss or damage caused by fire or theft or attempted theft)

*some options incur an additional premiun 

Collector's Car Insurance

Specialised cover for your collector's car*

• Wedding or event hire cover
• Club event cover
• Agreed value cover on your collectors car 
• You retain the salvage rights in the case of a total loss

*A Collector's Car must not travel more than 5,000km in a policy year and not be readily available 

Caravan Insurance

• Cover for contents up to $1500 ($2500 option available)
• Cover for the reasonable costs of transporting your caravan to your nearest repairer if accidentally damaged
• Agreed value cover

Trailer Insurance

• Accidental damage cover for your Box, Car or Boat trailer (including horse floats)
• Agreed value cover

Please read the Vehicle Insurance Product Disclosure Statement below before you make any decision regarding this product.

Next Steps

To apply or receive a quote, please visit your nearest branch or call 13 27 22. Insurance is issued by RACT Insurance Pty Ltd ABN 96 068 167 804.