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Legal Information - Website Usage

Before accessing our site, you need to carefully read the following terms and conditions
This site provides information about the various financial products and services offered by RACT Insurance Pty Ltd ABN 96 068 167 804.
 
All reference in our site is to RACT Insurance products and services. The entities that provide other products or services will be identified in this site, where necessary.
 
These terms and conditions and the rights and remedies arising from them, are for the benefit of each entity of RACT Insurance and their directors, officers, employees, consultants and associates.
 

General Information

The information appearing in this site is for general information only and does not constitute an offer or an intention to enter into a legally binding contract.
 

Non-Australian Residents

The products and services described in this site are not available in countries or to residents of countries, where it is unlawful to provide the information included in this site or where it is unlawful to offer the products and services described in this site. Also, the availability of some products and services may be limited to Australian residents only and may also be limited to residents of certain States or Territories of Australia only. The information provided in this site has been provided in accordance with Australian laws only and may not satisfy the laws of other countries. Overseas residents may contact RACT Insurance by email for further assistance regarding the availability of the products and services described in this site.
 

Withdrawal of Products and Services

The products and services described in this site can be withdrawn or varied at any time without notice. All information regarding the products and services described in this site can be withdrawn or varied without notice. While every care has been taken in producing the information on this site, RACT Insurance does not guarantee the accuracy of any such information and it should not be relied upon as being accurate or complete.​
 

Terms and Conditions and Fees and Charges

Terms and conditions apply to all products and services described in this site and may be varied at any time without notice. Fees and charges also apply to all products and services and may be varied at any time without notice. Government charges, taxes and duties may also apply. Full details of the terms and conditions and the fees and charges are available on request from RACT Insurance.​
 

Approval

All applications for any products or services described in this site are subject to an approval process.​

RACT Insurance Responsibility

Benefits payable and obligations incurred under general insurance products issued by RACT Insurance Pty Ltd are provided and incurred solely by RACT Insurance Pty Ltd.​

Liability

1.       Except for responsibilities implied by law which cannot be excluded, RACT Insurance is not responsible for any loss, damage, cost or expense incurred by you as a result of any error, omission or misrepresentation in relation to this site.
2.       RACT Insurance is not responsible for any other sites you may access via links provided on this site. Unless otherwise stated, those links do not represent any endorsement, approval, recommendation or preference by RACT Insurance of the owners or operators of those other web sites, or of any information, products or services referred to on those other web sites. Any links provided to other sites are for convenience only and may not be current or maintained. RACT Insurance will not be responsible for any loss, damage, cost or expense incurred by you in accessing or attempting to access such other sites.
3.       RACT Insurance is not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with your use of this web site. You must take your own precautions to ensure that whatever you select for your use from this web site is free of viruses or anything else (such as worms or trojan horses) that may interfere with or damage the operations of your computer systems.​

Security and Privacy

Where you wish to send us any information over the Internet, RACT Insurance is concerned about the security of any such information and takes reasonable measures to ensure it is kept secure. However, RACT Insurance will not be responsible for any unauthorised access to that information. If you are not comfortable sending any information over the Internet, please contact RACT Insurance to discuss alternative methods for providing any information. Any information you give us may be accessed by RACT Insurance or its distributor RACT Pty Ltd​.  We protect your privacy in accordance with the APPS as amended on 12th March 2014.  View our privacy policy and statement for more details.

Copyright

The information and material contained in this site is subject to copyright which is owned by RACT Insurance. For non-commercial purposes only, you may download a single copy of information from this site where necessary for its use as a reference, make a single hard copy. Except as provided by the Copyright Act 1968 or any other applicable laws, no part of this site may otherwise be copied, reproduced, adapted or transmitted in any form by any process without the written consent of RACT Insurance.​

Commercial Use of Site Information

The information and material contained in this site is provided solely for bona fide personal or commercial customers only. By accessing, viewing or otherwise using this site, you agree to abide by the terms and conditions of use contained in this Disclaimer.
You agree not to use, reproduce, adapt, compile, distribute or transmit in any form by any process any information, data, link or material contained on this site for commercial purposes including, but not limited to: market research, pricing estimates or 'shadow shopping'; without the written consent of RACT Insurance.​

Insurance Policies

Except where specified, the information provided on this site does not form part of any policy or Product Disclosure Statement issued by RACT Insurance.​

System Requirements

For maximum performance we recommend that you use either Internet Explorer 7 and above or Firefox 3.6 and above on Windows XP, Windows Vista, Windows 7 and above. We also recommend that your browser is working on 128 bit encryption.​

Application of Laws

These terms and conditions are governed by the laws in force in Tasmania, Australia and you submit to the non-exclusive jurisdiction of the courts of Tasmania, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these terms and conditions or this web site​.