Make it Nicer Competition

Terms and Conditions

This promotion (the “Promotion”) begins 7am on Wednesday 1 April 2020 and ends at 5pm on Tuesday 30 June 2020 (the “Promotion Period”).

The Promotion is offered by RACT Insurance PTY LTD (“RACT Insurance”) of 171 -191 Murray St, Hobart, Tasmania 7000.

To enter the Promotion:

  • If you are not an existing RACT Insurance customer, you will need to complete an insurance quote in one or more of the months of April, May and June 2020 (“Quote Draws”).
  • If you are an existing RACT Insurance customer at 5pm on 30 June 2020, you will be automatically entered into a separate June draw (“Existing Insurance Customer Draw”).
  • Every insurance quote you complete for an additional product between 1 April 2020 and Tuesday 30 June 2020 will also give you another entry into the $2500 draw.

Quote Draws

$2,500 in cash will be awarded to one winner for each month’s draw (total prize pool of $7,500 across the 3 months).

April’s Prize (for quotes completed from 1-30 April 2020) will be drawn on Friday 1 May 2020.

May’s Prize (for quotes completed from 1-31 May 2020) will be drawn on Monday 1 June 2020.

June’s Prize (for quotes completed from 1-30 June 2020) will be drawn on Wednesday 1 July 2020.

The first valid entry drawn in each month will win the Prize.

The prize will be provided as a cheque or EFT payment at the winner’s preference.

Each quote for a different asset will result in another entry into the draw. Multiple quotes for the same asset will only result in one entry. For example;

  • A customer completing quotes for Building, Contents and Car will receive three entries into the draw.
  • A customer completing four quotes for the same vehicle will only be entered into the draw once.

Number of entries to the Promotion are limited to 5 a day.

Existing Insurance Customer Draw

$5,000 in cash will be awarded to one existing RACT Insurance customer that holds a current insurance product as at 5pm on 30 June 2020.

Each product held by the existing RACT Insurance customer will be added to the draw. For example:

  • A customer holding a current Building, Contents and Comprehensive Car policy with RACT Insurance at 5pm on 30 June 2020 will receive 3 entries into the draw.
  • A customer holding a Comprehensive Car policy with RACT Insurance at 5pm on 30 June 2020 only will receive one entry into the draw.
  • Every insurance quote you complete for an additional product between 1 April 2020 and Tuesday 30 June 2020 will also give you another entry into the $2500 draw.

The existing member prize will be drawn on Wednesday 01 July 2020.

RACT Insurance will make all reasonable efforts to notify the Prize winner by phone or email within seven (7) days of each Prize draw. If a Prize winner cannot be contacted by phone or email within this time frame then that Prize will be redrawn.

Entrants consent, and waive all rights (including copyright and moral rights), to RACT Insurance using the entrant’s name, likeness, image and/or voice (including photograph, film and/or recording of the same) in any media for an unlimited period of time without remuneration for the purpose of promoting this Promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by RACT Insurance.

Except for liability that may not by law be excluded, RACT Insurance shall not be liable under or in connection with these Terms and Conditions, this Promotion and/or taking the Prize for any cost, expense, loss or damage suffered by any entrant or Prize winner, even if such cost, expense, loss or damage was reasonably foreseeable, and whether arising from breach of contract, tort, negligence, breach of statutory duty or otherwise.

If RACT Insurance is prohibited by law from awarding a prize to any winner, either party will be entitled to declare that entry void.

Staff, employees and business partners of RACT Insurance are ineligible for entry into the Prize draw.

Any questions relating to the Promotion should be referred to RACT Insurance customer service team on 13 27 22.

The competition is open to Australian residents only.

RACT Insurance’s decision as to all aspects of this promotion and the conduct of the Prize draw shall be final and no correspondence shall be entered into.

RACT Insurance may cancel, terminate, modify or suspend the Promotion or these Terms and Conditions at any time and for any reason before the end of the Promotion Period and shall not be liable to any entrant or Prize winner for any loss or damage incurred as a result.

RACT Insurance reserves the right to verify the validity of entries and to disqualify any entrant who tampers with the entry process or who submits an entry that is not in accordance with these Terms and Conditions.

These Terms and Conditions are governed by Australian law and any dispute arising out of or in connection with them will be subject to the exclusive jurisdiction of the Australian courts.

Any personal information collected about individuals as part of this Promotion will be collected, stored and used in accordance with RACT’s Group Privacy Policy which can be found at www.ract.com.au/privacy

RACT Insurance Pty Ltd, ABN 96 068 167 804, AFS Licence 229 076, is the insurer.

Please read the relevant Product Disclosure Statement (PDS) to decide if it is right for you.