Cat insurance
- Introductory member offer**
- Pay only the gap^
- Protect your cat's nine lives
Protect your companion
Find the purr-fect cover to suit your cat's needs. Whether you've got a lively adventurer or laid-back lounger, every meow deserves the best health.
Pet insurance from RACT together with petinsurance.com.au.
Cat insurance
Bronze | Gold | Platinum | |
|---|---|---|---|
| Annual Benefit Limit | Up to $20,000 | Up to $20,000 | $30,000 |
| Benefit Percentage | 80% | 80% | 80% |
| Excess | $0, $250, $500 | $0, $250, $500 | $0, $250, $500 |
| Eligibility | For cats older than 8 weeks and younger than 15 years | Older than 8 weeks and younger than 9 years | Older than 8 weeks and younger than 9 years |
| Coverage | Specified Accidental Injuries and Specified Illnesses only* | Specified Accidental Injuries and Illnesses† | Specified Accidental Injuries and Illnesses† |
Coverage options |
|---|
| Annual Benefit Limit |
| Bronze: Up to $20,000 |
| Gold: Up to $20,000 |
| Platinum: $30,000 |
| Benefit Percentage |
| Bronze: 80% |
| Gold: 80% |
| Platinum: 80% |
| Excess |
| Bronze: $0, $250, $500 |
| Gold: $0, $250, $500 |
| Platinum: $0, $250, $500 |
| Eligibility |
| Bronze: For cats older than 8 weeks and younger than 15 years |
| Gold: Older than 8 weeks and younger than 9 years |
| Platinum: Older than 8 weeks and younger than 9 years |
| Coverage |
| Bronze: Specified Accidental Injuries and Specified Illnesses only* |
| Gold: Specified Accidental Injuries and Illnesses† |
| Platinum: Specified Accidental Injuries and Illnesses† |
Optional non-insurance routine care
Experience the satisfaction of a well-cared-for feline, and enhance it by chipping in a bit extra to support some of your pet's regular expenses, subject to a $150 annual limit.
$100 annual sub-limit for any one of the following: desexing, microchipping, heartworm control, teeth cleaning, prescription diets, cremation or burial, dental illness treatment, council registration fees, obedience training, behavioural therapy and alternative therapies.
PLUS $50 annual sub-limit any one of the following: vaccination or health check, flea/tick/worm control and blood screen.
This cat insurance product is only available online.
†For more information on Gold and Platinum Cover Specified Accidental Injuries and Illnesses, refer to the PDS.
¹ We will pay you the benefit percentage for the eligible vet expenses incurred by you for consultations up to the benefit limit (subject to the sub-limit) as shown on your Certificate of Insurance. Consultations include home visits by the vet.
Common questions for cats
- *What Specified Accidental Injuries and Specified Illnesses only are covered for cats under the Bronze Cover?
- Is there any offer for existing RACT members?
- Can I cancel my cat’s policy?
- Can I continue to insure my cat as it gets older?
- Can I insure more than one cat?
- At what age can I start my cat's insurance?
Can't find what you're looking for, more information on petinsurance.com.au.
Important information and disclaimers
- PDS and forms
- Target Market Determination (TMD)
Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and The Royal Automobile Club of Tasmania Limited 62 009 475 861, AR 228578. Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PIPL. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au.
*Policy terms and conditions, limits, waiting periods, exclusions and excesses apply.
**Offer commences 12:01am AEDT on 26 March 2024 and ends 11:59pm AEDT on 26 March 2025 (Offer Period). Offer is available for new policies purchased by current RACT members and provides you with 2 months free in the first policy year only when you purchase a RACT together with Petinsurance.com.au Pet Insurance Policy during the Offer Period (Offer). For monthly or fortnightly instalment payers, you will not be charged an instalment for the first two months of your first policy period and your instalments will commence to be charged from the 3rd month of your policy period. For annual payments, the 2 months free will be deducted from your first policy year premium at the time of purchase. Offer applies to new RACT together with Petinsurance.com.au Pet Insurance policies purchased during the Offer Period, online or by phone using promo code RACTMember. Not available with any other offer except for the 10% multi-pet discount for additional pets. Offer subject to the terms and conditions of the RACT together with Petinsurance.com.au Pet Insurance policy. Eligibility criteria applies for RACT together with Petinsurance.com.au Pet Insurance and is subject to the RACT together with Petinsurance.com.au Pet Insurance terms and conditions (Refer to the Product Disclosure Statement). RACT together with Petinsurance.com.au Pet Insurance reserves the right to withdraw, vary or extend this offer at any time, without notice.
^Policy terms and conditions apply. GapOnly® is only available at participating vets. Please visit gaponly.com.au to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).
#Offer is available to customers who take out a new pet insurance policy and is limited to one membership per eligible policy. The Vetchat Services Pty Ltd (VetChat) subscription (valued at $199.95) will commence after your policy has been in force for 14 days and will last for 12 months. By taking out a policy during this time you agree to Petinsurance.com.au providing your contact details to VetChat to set up your subscription. You will hear from VetChat to set up your subscription account. VetChat subscription will no longer be active if policy is cancelled for any reason. This offer is not redeemable for cash and cannot be used in conjunction with any other offer. Petinsurance.com.au reserves the right to withdraw or extend this offer at any time, without notice.
VetChat is a third-party subscription-based service independently operated from that of Petinsurance.com.au pet insurance product. Consultations are subject to VetChat’s General Terms and Conditions and Privacy Policies which are available online at www.vetchat.com.au. By accepting this service, you agree that PetSure and or Hollard and or PIPL cannot be held liable for any damage or loss arising from your reliance on the advice derived from the use of the services offered by VetChat.