Members shopping for car in Hobart car yard.

RACT Finance

How you can save.

Our members get a 1% p.a. discount on loan rates, excluding the new car special rate.
Terms and conditions apply. Please see below for more details. 

How you do it.

  • Be sure to quote your membership number when applying online.  
  • Call our team on 13 27 22 and quote your membership number.  

More information.

Speed up your new RACT Finance Car loan with fast approval and fixed rates.

Find out more about RACT Finance.

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Reward Terms & Conditions

Terms and Conditions
Conditions, fees and charges apply. Rates subject to change without notice. Comparison rate is calculated on a [secured/unsecured] loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate, but may influence the cost of the loan. RACT Car Loans products are provided by R.A.C.V. Finance Ltd (ABN 82 004 292 291) trading as RACT Finance. Subject to RACV Finance lending criteria. Australian credit licence 391488. Personal and credit information is handled by R.A.C.V. Finance Ltd as set out in the Privacy Charter (which includes the Credit Reporting Policy) and the Privacy Notice and Statement of Notifiable Matters. RACT receives commission on settled loans. ​​


R.A.C.V. Finance Limited is committed to a high level of service delivery please see the dispute resolution policy for further information.

Member discount

1% p.a. discount on loan rates, excluding the new car special rate. Valid RACT member details must be quoted for discount to be applied.