Investor Insurance
Just made your first property investment? Maybe you've expanded your portfolio? You could have insurance for your investment property in just a few minutes.
Peace of mind for your investment
Cover for loss or damage
From insured events such as storm, flood, fire and theft.
Legal liability
We'll pay up to $20 million to cover costs due to an incident at your investment property.
Optional contents cover
If you've furnished your investment property, you have the option to add extra cover.
Safety net
If the cost to repair or rebuild your investment property is more than the sum insured, we'll pay up to an extra 25%.
Landlord's contents
We'll pay up to $10,000 to repair or replace your fittings, furniture, furnishings and more.
Loss of rent
We'll pay up to 10% of your sum insured to cover loss of rent if an insured event leaves your property unliveable.
See how easy it is to switch.
Why choose us?
Free membership
When you take out investor insurance with us, you automatically get access to great benefits and discounts.
Supporting Tasmanians
Our call centre is right here in Tasmania. If you need to speak with our team, you'll be speaking with a local who understands.
Flexible excess choices
You have the option of a higher standard excess in return for a reduction in your premium.
We're Tasmanian
Our call centre is right here in Tasmania. If you need to claim on your insurance, you'll be speaking to someone from your community who understands and can help.
No fee direct debit
You won't incur any extra fees if you choose to pay your premium by monthly direct debit.
Save every day
We have some great partners that offer our members amazing benefits. Every day. Find out where you can save and make the most of your membership.
Common questions
How soon can I start my cover?
You can start your cover at any time.
What should I do if someone makes a claim against me?
Let our claims team know as soon as possible by calling 13 27 22. Try to get names and addresses of witnesses to the event. Don't discuss liability or attempt to settle any claims yourself. We'll tell you the steps you need to take and guide you through the process.
What do I do if I need to make a claim?
Contact the Police first to report any theft, attempted theft or malicious damage. Then give us a call on 13 27 22 to lodge your claim. Your claims consultant will guide you through the process.
If I decide to live in my investment property, should I cancel my policy?
You should give us a call on 13 27 22 and we can talk to you about the cover that suits your individual situation.
How do I cancel my insurance policy?
To cancel your insurance policy, please phone us on 13 27 22 between 8am and 6pm Monday - Friday, or between 9am - 2pm Saturday. Alternatively, you can pop in and see us at one of our store locations.
Our investor insurance coverage is available for investment properties within Tasmania.
Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.
