Investor Insurance

Just made your first property investment? Maybe you've expanded your portfolio? You could have insurance for your investment property in just a few minutes.

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Common questions

Peace of mind for your investment

  • Cover for loss or damage

    From insured events such as storm, flood, fire and theft.

  • Legal liability

    We'll pay up to $20 million to cover costs due to an incident at your investment property.

  • Optional contents cover

    If you've furnished your investment property, you have the option to add extra cover.

  • Safety net

    If the cost to repair or rebuild your investment property is more than the sum insured, we'll pay up to an extra 25%.

  • Landlord's contents

    We'll pay up to $10,000 to repair or replace your fittings, furniture, furnishings and more.

  • Loss of rent

    We'll pay up to 10% of your sum insured to cover loss of rent if an insured event leaves your property unliveable.

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Why choose us?

  • Free membership

    When you take out investor insurance with us, you automatically get access to great benefits and discounts.

  • Supporting Tasmanians

    Our call centre is right here in Tasmania. If you need to speak with our team, you'll be speaking with a local who understands.

  • Flexible excess choices

    You have the option of a higher standard excess in return for a reduction in your premium.

  • 24/7 emergency assistance

    You can call us 24/7 for emergency assistance if you need to lodge a claim.

  • No fee direct debit

    You won't incur any extra fees if you choose to pay your premium by monthly direct debit.

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We have some great partners that offer our members amazing benefits. Every day. Find out where you can save and make the most of your membership.

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Common questions

  • How soon can I start my cover?
  • What should I do if someone makes a claim against me?
  • What do I do if I need to make a claim?
  • If I decide to live in my investment property, should I cancel my policy?
  • How do I cancel my insurance policy?

Our investor insurance coverage is available for investment properties within Tasmania.

#Existing eligible active RACT Insurance policyholders on 31 July 2026 automatically receive one draw entry. Purchase a new eligible RACT Insurance product between 10 April and 31 July 2026 for one additional entry per new product. Excludes Pet, Travel and Strata Insurance. T&Cs apply.

Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.

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