Strata Insurance
Do you live in a strata property? Maybe you're thinking of dipping your toes into strata investment? You could have insurance for your strata property in just a few minutes.
Tailored cover for strata properties
Legal liability
We'll pay up to $20 million to cover costs due to an incident at your home.
Cover for loss or damage
From insured events such as storm, flood, fire and theft.
Office bearers liability
We’ll pay up to $1 million for office bearers if a claim is made against them by another unit owner.
Embezzlement of funds
We'll pay up to $20,000 if an office bearer or employee steals or embezzles your funds.
Safety net
If the cost to repair or rebuild your strata property is more than the sum insured, we'll pay up to an extra 25%.
Loss of rent
We'll pay you any rent that you lose while your building is being rebuilt or repaired as a result of your claim.
Why choose us?
Supporting Tasmanians
Our call centre is right here in Tasmania. If you need to speak with our team, you'll be speaking with a local who understands.
24/7 emergency assistance
Anything can happen to your strata building any time of the day or night. If you need emergency assistance, you can call us 24/7 on 13 27 22.
No fee direct debit
You won't incur any extra fees if you choose to pay your premium by monthly direct debit.
Our strata insurance coverage is available for strata properties located in Tasmania.
Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.
Common questions
Who manages strata insurance?
Policies are usually managed by a strata or property manager or unit owner on behalf of all owners.
What if I don't have a strata or property manager?
If you own a unit in a complex, it's likely a body of some sort already manages it. You can check this by contacting your local council.
If there's no strata or body corporate in place (or they do not have insurance), can I still insure my property?
Call us on 13 27 22 to discuss the options available.
How do I make a claim?
Just call us on 13 27 22 and your claims consultant will guide you through the process.
How do I cancel my insurance policy?
To cancel your insurance policy, please phone us on 13 27 22 between 8am and 6pm Monday - Friday, or between 9am - 2pm Saturday. Alternatively, you can pop in and see us at one of our branch locations.
