Strata Insurance

Do you live in a strata property? Maybe you're thinking of dipping your toes into strata investment? You could have insurance for your strata property in just a few minutes.

Call us for a quote
Manage my insurance
Download documents
Common questions

Tailored cover for strata properties

  • Legal liability

    We'll pay up to $20 million to cover costs due to an incident at your home.

  • Cover for loss or damage

    From insured events such as storm, flood, fire and theft.

  • Office bearers liability

    We’ll pay up to $1 million for office bearers if a claim is made against them by another unit owner.

  • Embezzlement of funds

    We'll pay up to $20,000 if an office bearer or employee steals or embezzles your funds.

  • Safety net

    If the cost to repair or rebuild your strata property is more than the sum insured, we'll pay up to an extra 25%.

  • Loss of rent

    We'll pay you any rent that you lose while your building is being rebuilt or repaired as a result of your claim.

See how easy it is to switch.

Call us for a quote

on 13 27 22.

Why choose us?

  • Supporting Tasmanians

    Our call centre is right here in Tasmania. If you need to speak with our team, you'll be speaking with a local who understands.

  • 24/7 emergency assistance

    Anything can happen to your strata building any time of the day or night. If you need emergency assistance, you can call us 24/7 on 13 27 22.

  • No fee direct debit

    You won't incur any extra fees if you choose to pay your premium by monthly direct debit.

Our strata insurance coverage is available for strata properties located in Tasmania.

Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.

Common questions

  • Who manages strata insurance?
  • What if I don't have a strata or property manager?
  • If there's no strata or body corporate in place (or they do not have insurance), can I still insure my property?
  • How do I make a claim?
  • How do I cancel my insurance policy?

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