A spacious living room and kitchen

Home & Contents Insurance

It's easy to combine your insurance policies into one portfolio. That means one bill, one bill payment and one renewal, and a much easier way to manage your insurance. We'll also give you a discount on your premium when you combine your home, contents, and comprehensive car policies.

Which policy is for me?

Whether you're buying or renting, choose the cover that suits you best. You even have the option to add portable items to your cover, protecting things like your laptop and mobile phone across the whole of Australia and New Zealand.

HomeContents
Covers your home and permanently attached fixtures if lost or damaged by an insured event. It also includes any garages and outbuildings.Covers furniture and belongings inside your home, including carpets.
Your house and any domestic outbuildings (garage, shed etc)YesNo
Fixed floor coverings (e.g. floor boards)YesNo
Decking, fixed gazebos, patios & pergolasYesNo
Carpets, curtains & blindsNoYes
Furniture & furnishingsNoYes
Heat PumpsYesNo
White goods, phones & laptopsNoYes
Tools of tradeNoYesUp tp $1,000
Accidental damageYesOptional coverYesOptional cover

See how easy it is to switch.

Get a quote

Or call us on 13 27 22.

Common questions

Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) documents. This information and other product documentation can be found under Home and Property on our Insurance Documents page.

RACT Insurance Pty Ltd, ABN 96 068 167 804, AFS Licence 229 076, is the insurer.