Home & Contents Insurance
Your home is often your most prized possession, and also the most expensive. Choose the home and contents insurance cover that suits you best.
Which policy is for me?
Whether you're buying or renting, choose the cover that suits you best. You even have the option to add portable items to your cover, protecting things like your laptop and mobile phone across the whole of Australia and New Zealand.
Home | Contents | |
---|---|---|
Covers your home and permanently attached fixtures if lost or damaged by an insured event. It also includes any garages and outbuildings. | Covers furniture and belongings inside your home, including carpets. | |
Your house and any domestic outbuildings (garage, shed etc) | Yes | No |
Fixed floor coverings (e.g. floor boards) | Yes | No |
Decking, fixed gazebos, patios & pergolas | Yes | No |
Carpets, curtains & blinds | No | Yes |
Furniture & furnishings | No | Yes |
Heat Pumps | Yes | No |
White goods, phones & laptops | No | Yes |
Tools of trade | No | YesUp tp $1,000 |
Accidental damage | YesOptional cover | YesOptional cover |
Common questions
- How do I calculate the value of my home and contents?
- I'm renovating, does my policy still cover me?
- What is a specified item?
Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.