Caravan & Trailer Insurance

Thinking of exploring Tassie with the family? Maybe you fancy a tour around Australia? You could have cover for your caravan in just a few minutes.

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Common questions
Towing guide

Useful cover for your next adventure

Whether you’re parked at home, in a caravan park or touring Australia, we've got you covered. Insure your caravan and trailer so you can explore with peace of mind.

  • Agreed value cover

    We'll pay the agreed value on your current policy schedule if your caravan or trailer is stolen or assessed as a total loss.

  • Accidental damage and theft

    Including insured events such as storm, flood and fire.

  • Emergency repairs

    If you accidentally damage your caravan or trailer, we'll pay up to $500 so that you can safely use or move it.

  • Legal liability

    We'll pay up to $20 million for accidental damage to another person's property.

  • Towing costs

    We'll pay the reasonable costs of getting your caravan to the nearest repairer if it's accidentally damaged.

  • Contents

    We'll pay up to $1,500 for personal items that are lost or damaged in an accident.

  • Optional $5,000 contents cover

    For an additional cost, increase your contents cover to $5,000.

See how easy it is to switch.

Get a quote

Or call us on 13 27 22.

Why choose us?

  • Free membership

    When you take out caravan and trailer insurance with us, you'll automatically get access to great benefits and discounts.

  • We're here for you

    Towing a caravan or trailer isn't easy and things can go wrong at any time. If you need emergency assistance, you can call us 24/7 on 13 27 22.

  • Supporting Tasmanians

    Our call centre is right here in Tasmania. If you need to claim on your caravan or trailer insurance, you'll be speaking to someone from your community who understands.

  • No fee direct debit

    You won't incur any extra fees if you choose to pay your premium by monthly direct debit.

Common questions

  • Will you cover my caravan if I use it for business purposes?
  • What type of vehicles do you cover under this policy?
  • Are fixtures like solar panels on my caravan covered?
  • Am I covered while my caravan is at home?
  • How do I cancel my insurance policy?

Our caravan and trailer insurance is not available for trailers or caravans permanently located outside of Tasmania.

#Existing eligible active RACT Insurance policyholders on 31 July 2026 automatically receive one draw entry. Purchase a new eligible RACT Insurance product between 10 April and 31 July 2026 for one additional entry per new product. Excludes Pet, Travel and Strata Insurance. T&Cs apply.

Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.

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