Car Insurance

It's easy to combine your insurance policies into one portfolio. That means one bill, one bill payment and one renewal, and a much easier way to manage your insurance. We'll also give you a discount on your premium when you combine your home, contents, and comprehensive car policies.

How much cover do you need?

Every car is different and your needs are, too. That's why we have three levels of cover so you can choose what suits you best.

ComprehensiveThird party, fire and theftThird party only
Damage to your carYesIf damaged by an uninsured driverYesIf damaged by an uninsured driver
Damage to another person’s propertyYesYes
Fire & theftYesNo
$20 million liability coverYesYes
Your keys, remotes and locksNoNo
Hire car after theftNoNo
Personal belongingsNoNo
Towing your damaged carYesYesIf damaged by an uninsured driver
Baby seats & baby capsulesNoNo
Hire car after accidentNoNo
Remove windscreen excessNoNo

See how easy it is to switch.

Get a quote

Or call us on 13 27 22.

Collector's car insurance is not currently available online.

To get a quote for your collector's car, call 13 27 22 or visit your local RACT branch.

Common Questions

Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) which you can find on our Insurance Documents page.