Car Insurance

Are you buying your first car? Upgrading to something family friendly? Maybe you're finally investing in a collector's car? You could have cover for your car in just a few minutes.

    How much cover do you need?

    Every car is different and your needs are, too. That's why we have three levels of cover so you can choose what suits you best.

    Comprehensive Third party, fire and theft Third party only
    Damage to your car
    Damage to your car If damaged by an uninsured driver If damaged by an uninsured driver
    Damage to another person's property
    Damage to another person's property
    Fire & theft
    Fire & theft
    $20 million liability cover
    $20 million liability cover
    Your keys, remotes and locks
    Your keys, remotes and locks
    Hire car after theft
    Hire car after theft
    Personal belongings
    Personal belongings
    Towing your damaged car
    Towing your damaged car If damaged by an uninsured driver
    Baby seats & baby capsules
    Baby seats & baby capsules
    Hire car after an accident
    Hire car after an accident Optional cover
    Remove Windscreen excess
    Remove Windscreen excess Optional cover

    See how easy it is to switch.

    Or call us on 13 27 22.

    Common questions

    • Can I update my car insurance policy online?
      Yes, just log in to your Member Hub and follow the instructions.
    • Are trailers covered under my car insurance policy?
      Yes, our comprehensive policy covers accidental damage and theft up to a limit of $1,000. If you need a higher level of cover, have a look at our caravan and trailer insurance.
    • Can I get a discount for combining my policies?
      Yes, you can combine your car insurance with home and contents for a discount on your premium.

    For full details about what is and isn't covered, take a look at the relevant PDS below:

    Comprehensive car and third party PDS

    Collector's car PDS

    RACT Insurance Pty Ltd, ABN 96 068 167 804, AFS Licence 229 076, is the insurer.