Car Insurance
Are you buying your first car? Upgrading to something family friendly? Maybe you're finally investing in a collector's car? You could have cover for your car in just a few minutes.
How much cover do you need?
Every car is different and your needs are, too. That's why we have three levels of cover so you can choose what suits you best.
Comprehensive | Third party, fire and theft | Third party only | |
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Damage to your car | |||
Damage to your car | If damaged by an uninsured driver | If damaged by an uninsured driver | |
Damage to another person's property | |||
Damage to another person's property | |||
Fire & theft | |||
Fire & theft | |||
$20 million liability cover | |||
$20 million liability cover | |||
Your keys, remotes and locks | |||
Your keys, remotes and locks | |||
Hire car after theft | |||
Hire car after theft | |||
Personal belongings | |||
Personal belongings | |||
Towing your damaged car | |||
Towing your damaged car | If damaged by an uninsured driver | ||
Baby seats & baby capsules | |||
Baby seats & baby capsules | |||
Hire car after an accident | |||
Hire car after an accident | Optional cover | ||
Remove Windscreen excess | |||
Remove Windscreen excess | Optional cover |
Collector's car insurance is not currently available online.
To get a quote for your collector's car, call 13 27 22 or visit your local RACT branch.
Common questions
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Can I update my car insurance policy online?Yes, just log in to your Member Hub and follow the instructions.
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Are trailers covered under my car insurance policy?Yes, our comprehensive policy covers accidental damage and theft up to a limit of $1,000. If you need a higher level of cover, have a look at our caravan and trailer insurance.
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Can I get a discount for combining my policies?Yes, you can combine your car insurance with home and contents for a discount on your premium.
For full details about what is and isn't covered, take a look at the relevant PDS below:
Comprehensive car and third party PDS
RACT Insurance Pty Ltd, ABN 96 068 167 804, AFS Licence 229 076, is the insurer.