Man and two children preparing to launch their boat at the dock

Boat Insurance

Tasmania is as beautiful by sea as it is by land. Make sure you're protected both on and off the water. In just a few minutes, get boat insurance so you can set sail today.

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Common questions

Protection while you relax on the water

Whether you’re cruising up the Derwent or trying to hook some fish on the Tasman Peninsula, we've got boat insurance to keep you covered.

  • All over cover

    For your boat and trailer - including its motors, batteries and hull.

  • Legal liability

    We'll pay up to $10 million, including accidental damage to another person's property.

  • Personal effects

    If items are lost or damaged as a result of an incident, we'll repair or replace them.

  • Australia-wide cover

    Enjoy navigating around inland and coastal waters, up to 200 nautical miles offshore.

  • Accidental damage & theft

    Including malicious damage, accidental sinking, storm, hail or flood damage.

  • Submerged motors

    If you have to take action to clean, dry and oil the motors, we'll reimburse reasonable costs incurred.

See how easy it is to switch.

Get a quote

Or call us on 13 27 22.

Why choose us?

  • Free membership

    When you take out boat insurance with us, you automatically get access to great benefits and discounts.

  • 24/7 emergency assistance

    You can call us 24/7 for emergency assistance if you need to lodge a claim.

  • Flexible excess choices

    Choose your boat insurance excess to suit you and your budget. A higher standard excess can lower your premium.

  • Silver saver discount

    You'll save on your boat premium if you're over 50 and working less than 20 hours a week.

  • Supporting Tasmanians

    Our call centre is right here in Hobart. If you need to claim on your boat insurance, you'll be speaking to someone from your community who understands and can help.

  • Manage your portfolio online

    You can manage your portfolio online 24/7. Make changes to your payment method, download your schedule and documents or update details all without calling us.

Combine and save

Once you've got a basic personal insurance portfolio, you can add on more items, such as your boat or caravan, and save even more.
Learn more

Common questions

Related products

Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) which you can find on our Insurance Documents page.