Boat Insurance

Tasmania is as beautiful by sea as it is by land. Make sure you're protected both on and off the water. In just a few minutes, your boat could be covered and you can set sail today.

    Get a quote
    Manage my insuranceDownload documentsCommon questions

    Protection while you relax on the water

    Whether you’re cruising up the Derwent or trying to hook some fish on the Tasman Peninsula, we have you covered.

    • Cover for your boat and trailer

      Including its motors, batteries and hull.

    • Legal liability

      We'll pay up to $10 million, including accidental damage to another person's property.

    • Personal effects

      If you lose or damage your personal effects during an incident, we'll repair or replace them.

    • Australia-wide cover

      Enjoy navigating around inland and coastal waters, up to 200 nautical miles offshore.

    • Submerged motors

      If you have to take action to clean, dry and oil the motors, we'll reimburse reasonable costs incurred.

    • Accidental damage and theft

      Including malicious damage, accidental sinking, storm, hail or flood damage.

    See how easy it is to switch.

    Get a quote

    Or call us on 13 27 22.

    Maximise your savings

    • Flexible excess choices

      You have the option of a higher standard excess in return for a reduction in your premium.

    • Silver saver discount

      You'll save on your boat premium if you're over 50 and working less than 20 hours a week.

    Why choose us?

    • Free membership

      When you take out boat insurance with us, you automatically become a member. You'll get access to benefits such as discounted eCards for BCF and cheaper fuel at United. Find out more on our Member Rewards page.

    • Supporting Tasmanians

      Our call centre is right here in Hobart. If you need to claim on your boat insurance, you'll be speaking to someone from your community who understands and can help.

    • We're here for you

      Boating can be unpredictable and accidents can happen at any time. If you need emergency assistance., you can call 24/7 on 13 27 22.

    Common questions

    • What kind of boats do you cover?
      We cover boats capable of up to 50 knots for private use only.
    • Do all people navigating my boat need to be listed on my policy?
      No, as long as the person in control of your boat has your consent and a valid licence.
    • What do I do if I have an accident or my boat is stolen?
      First, notify the Police and Marine and Safety Tasmania (MAST). Then call us on 13 27 22.
    • How do I make a claim?
      Call us on 13 27 22, and your claims consultant will guide you through the process.

    For full details about what is and isn't covered, take a look at the PDS.

    RACT Insurance Pty Ltd, ABN 96 068 167 804, AFS Licence 229 076, is the insurer.