A seal climbing into a boat

Boat Insurance

Tasmania is as beautiful by sea as it is by land. Make sure you're protected both on and off the water.

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Common questions

Seal the deal for a chance to win

Take out new insurance by 31 August 2025 for a chance to win a share of $15,000 in VISA gift cards! Terms and conditions apply.*

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Protection while you relax on the water

Whether you’re cruising up the Derwent or trying to hook some fish on the Tasman Peninsula, our boat insurance will keep you covered.

  • All over cover

    For your boat and trailer - including its motors, batteries and hull.

  • Legal liability

    We'll pay up to $10 million, including accidental damage to another person's property.

  • Personal effects

    If items are lost or damaged as a result of an incident, we'll repair or replace them.

  • Australia-wide cover

    Enjoy navigating around inland and coastal waters, up to 200 nautical miles offshore.

  • Accidental damage & theft cover

    Including malicious damage, accidental sinking, storm, hail or flood damage.

  • Submerged motors

    If you have to take action to clean, dry and oil the motors, we'll reimburse reasonable costs incurred.

See how easy it is to switch.

Get a quote

Or call us on 13 27 22.

Why choose us?

  • Free membership

    When you take out boat insurance with us, you automatically get access to great benefits and discounts.

  • 24/7 emergency assistance

    You can call us 24/7 for emergency assistance if you need to lodge a claim.

  • Flexible excess choices

    Choose your boat insurance excess to suit you and your budget. A higher standard excess can lower your premium.

  • Supporting Tasmanians

    Our call centre is right here in Tasmania. If you need to claim on your boat insurance, you'll be speaking to someone from your community who understands and can help.

Common questions

Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.

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