Family about to launch a boat from a boat ramp

Boat Insurance

Tasmania is as beautiful by sea as it is by land. Make sure you're protected both on and off the water. In just a few minutes, your boat could be covered and you can set sail today.

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Protection while you relax on the water

Whether you’re cruising up the Derwent or trying to hook some fish on the Tasman Peninsula, we have you covered.

  • Cover for your boat and trailer

    Including its motors, batteries and hull.

  • Legal liability

    We'll pay up to $10 million, including accidental damage to another person's property.

  • Personal effects

    If your personal effects are lost or damaged as a result of an incident, we'll repair or replace them.

  • Australia-wide cover

    Enjoy navigating around inland and coastal waters, up to 200 nautical miles offshore.

  • Submerged motors

    If you have to take action to clean, dry and oil the motors, we'll reimburse reasonable costs incurred.

  • Accidental damage and theft

    Including malicious damage, accidental sinking, storm, hail or flood damage.

See how easy it is to switch.

Get a quote

Or call us on 13 27 22.

Maximise your savings

  • Flexible excess choices

    You have the option of a higher standard excess in return for a reduction in your premium.

  • Silver saver discount

    You'll save on your boat premium if you're over 50 and working less than 20 hours a week.

Why choose us?

  • Free membership

    When you take out boat insurance with us, you automatically become a member. You'll get access to benefits such as discounted eCards for BCF and cheaper fuel at United. Find out more on our Member Rewards page.

  • Supporting Tasmanians

    Our call centre is right here in Hobart. If you need to claim on your boat insurance, you'll be speaking to someone from your community who understands and can help.

  • We're here for you

    Boating can be unpredictable and accidents can happen at any time. If you need emergency assistance, you can call 24/7 on 13 27 22.

Common questions

Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) documents. This information and other product documentation can be found under Car and Vehicle on our Insurance Documents page.

RACT Insurance Pty Ltd, ABN 96 068 167 804, AFS Licence 229 076, is the insurer.