Car Insurance
Driving in Tasmania is a way of life. We know, we live here too. Our car insurance can cover your car for those moments when accidents happen.
How much cover do you need?
Every car is different and your needs are too. Choose the cover that suits you best.
Important: The cover we provide is subject to monetary limits, conditions and exclusions. You should read the PDS and any SPDS, found on our Insurance Documents page carefully in conjunction with your schedule.
Applicable to renewals and new policies prior to the 18th June 2026.
| Comprehensive | Third party, fire and theft | Third party only | |
|---|---|---|---|
| Damage to your car | Yes | YesIf damaged by an uninsured driver | YesIf damaged by an uninsured driver |
| Damage to another person’s property | Yes | Yes | Yes |
| Fire & theft | Yes | Yes | No |
| $20 million liability cover | Yes | Yes | Yes |
| Your keys, remotes and locks | Yes | No | No |
| Hire car after theft | Yes | No | No |
| Personal belongings | Yes | No | No |
| Towing your damaged car | Yes | YesIf damaged by an uninsured driver, or as a result of fire or theft | YesIf damaged by an uninsured driver |
| Baby seats & baby capsules | Yes | No | No |
| Hire car after accident | YesOptional cover | No | No |
| Remove windscreen excess | YesOptional cover | No | No |
Got a collector's car?
We offer cover for your older, unusual, unique or rare cars. Give us a call or visit a store for a quote.
Do you know what to do after an accident?
We've put together a printable document to help you. Download a copy and pop it in your glovebox in case your day goes sideways.
Common Questions
- How do I cancel my insurance policy?
Our car insurance is suitable for cars with a garage address in Tasmania.
#Existing eligible active RACT Insurance policyholders on 31 July 2026 automatically receive one draw entry. Purchase a new eligible RACT Insurance product between 10 April and 31 July 2026 for one additional entry per new product. Excludes Pet, Travel and Strata Insurance. T&Cs apply.
Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.
