Man getting in to his car outside home

Multi-policy discount

Prior to 1 September 2023 this was/is referred to as a Personal Insurance Portfolio (PIP) discount (see below for more information)

Save 10% with a multi-policy discount

If you insure your home, contents and comprehensive car with us, we'll give you a 10% discount on your premium.

See the terms and conditions below for more information, including eligibility criteria.

How does it work?

When you insure a home, contents and comprehensive car with us, and all policies have the same client number noted on your policy documents, you’ll be eligible for the discount.

If all eligible policies commence at the same time, you’ll immediately receive a discount on all eligible policies.

If you already have two products with us, and you add a third and become eligible for the discount, you'll receive a 10% discount on the new product immediately, and then 10% on the existing two products at your next renewal.

Have other policies?

If you already have the three eligible policies, any additional boat, caravan, collector's car, and third party property car policies will also receive a discount. 

Combined portfolio

You have the choice to combine multiple policies into an insurance portfolio. This means you would only have one renewal and one payment/payment plan. This can make it an easier way to manage your insurance.

Common questions

Want to get a quote online?

If you’re already a member with us, please have your client number handy, as this will also help us identify if you qualify for a multi-policy discount.

Terms and conditions

Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.