Home and Contents Calculators
How to value your home and contents
Around half of Australians undervalue their home and contents, getting caught out when the worst happens. We want to help you avoid this with these home and contents calculators. In just a few clicks, they'll give you an estimate of the current replacement costs.
Tip! Don't forget to reassess your needs at renewal, to make sure you still have the right level of cover.
Keep track of your belongings
It’s a good idea to keep an up-to-date inventory of your belongings. It’ll make it easier when calculating how much insurance cover you need. Understand Insurance has a great checklist that you can use.
Make sure you save a version online, or keep a paper copy in a fireproof safe or in a safe place outside your home. Don’t forget to update it with any new purchases or upgrades.
* This page is a guide only - If you want an accurate estimate, you can contact a local builder, architect, quantity surveyor or property valuer for a quote.
Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.