Behind the price tag

Why pet medication costs are going up

If you’ve ever been surprised by the cost of your pet’s medication, you’re not alone. Vet bills can add up fast, especially when prescriptions are involved. Let’s break down why pet medications are getting more expensive and how you can take control of the costs.

Pet pharmaceuticals now account for about 30% of total vet expenses, according to 2024 data from PetSure.ˇ In recent years, the financial pressure on pet owners has intensified. 

Why pet medication matter and adds up

A big chunk of vet bills comes from medication. In fact, skin issues, tummy troubles, arthritis and ear infections alone make up almost half of all pet medication claims. Skin problems are the most common — think anti-itch meds, antibiotics, and steroids to soothe allergies and infections.

Here’s a quick look at the top 5 most common categories:

• Skin issues - Anti-itch meds, immune support, antibiotics, steroids, NSAIDs

• Digestive problems - Anti-nausea meds, special diets, fluids

• Arthritis & joint pain - Monoclonal antibodies, NSAIDs, pain meds

• Ear infections - Ear drops, cleaners, antifungals

• Preventative care - Flea/tick meds, dewormers, vaccines

Newer, more targeted treatments can work wonders, however they often come with a higher price tag.

Chronic conditions = ongoing costs

Just like us, pets can develop long-term health conditions that require daily or monthly meds. Even if the price of a medication only goes up a little, those small increases can really add up over a year.

Here are a few examples of what chronic treatments can cost you over 12 months:

• Skin allergies - $2,172

• Heart disease - $1,632

• Arthritis - $1,488

• Diabetes - $648-$1,260

• Gastrointestinal disorders - $648

• Degenerative joint disease and chronic musculoskeletal pain - $588

Online pharmacies: a money-saving option

Here’s some good news: you don’t always have to get your pet’s medications from the vet clinic.

Many long-term prescriptions — for things like allergies, arthritis, or heart disease — can be safely filled through licensed online pet pharmacies. Sites like PetScripts offer APVMA-approved meds at discounts of 30–50% compared to clinic prices (as long as you have a valid prescription).

If you have pet insurance with us, you can save even more with myPetPass™, which unlocks exclusive discounts when ordering through PetScripts.

Of course, your vet is still your pet’s best health partner. They’ll make sure the meds are right, adjust doses as needed, and monitor progress. But for many ongoing treatments, you can combine expert care with budget-friendly shopping.

Here's how you can save

• Talk to your vet about online pharmacy options

• Ask for a prescription you can use outside the clinic

• Shop around online (stick with reputable, licensed sellers)

• Set reminders so you don’t miss refills

• Never change meds or dosages without vet advice

• Schedule regular check-ups to stay ahead of any changes

Yes, pet medication costs are rising — but that doesn’t mean you’re out of options. With a little research, open conversations with your vet, and smart use of online pharmacies, you can give your pet the care they need without breaking the bank.

If you're have pet insurance with us, don’t forget to activate your myPetPass™ discount and claim eligible medications through the portal. Every bit helps when it comes to keeping your four-legged family members happy, healthy, and by your side for years to come.