International Travel Insurance
- International
- Annual multi-trip
Added peace of mind with RACT International Travel Insurance
With your next adventure in your sights, there is enough to plan without having to consider what could go wrong. Have added peace of mind with our international travel insurance, with a choice of Saver, Essentials and Comprehensive plans.
You'll have access to 24/7 medical support, with a global network of medical and emergency experts to assist you.
As an added bonus all members receive a 10% discount on our travel insurance products.
| Comprehensive | Essentials | Saver | ||
|---|---|---|---|---|
| Accidental Death * | Yes$25,000 per person | Yes$15,000 per person | No | |
| Accidental disability * | Yes$25,000 per person | Yes$15,000 per person | No | |
| Cancellation fees # | Yes$unlimited^^ per adult | Yes$25,000 per adult | No | |
| Cash in hospital # | Yes$6,000 per adult | Yes$3,500 per adult | Yes$1,500 per adult | |
| Domestic pets ^# | Yes$650 per policy | No | No | |
| Domestic services ^# | Yes$1,500 per policy | No | No | |
| Emergency expenses # | Yes$unlimited^^ per adult | Yes$25,000 per adult | Yes$5,000 per adult | |
| Financial default # | Yes$10,000 per adult | Yes$5,000 per adult | No | |
| Funeral expenses overseas * | Yes$20,000 per person | Yes$15,000 per person | Yes$10,000 per person | |
| Hijack and kidnap *# | Yes$10,000 per person | Yes$5,000 per person | No | |
| Loss of income # | Yes$10,400 per adult | Yes$5,200 per adult | No | |
| Luggage # | Yes$15,000 per adult | Yes$7,500 per adult | Yes$2,000 per adult | |
| Luggage delay | Yes$750 per adult | Yes$500 per adult | No | |
| Optional cover – Ski and winter sports - Overseas medical and hospital | Yes$unlimited** per adult | Yes$unlimited** per adult | No | |
# Limits and sub-limits apply
^^ $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.
** $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including that arising from a terrorist act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. Medical treatments must be provided by a legally qualified medical practitioner. You must notify us as soon as practicable of your admittance to hospital.
* This cover is per person listed in your Policy
^ This cover is per policy
This travel insurance product is only available online.
Get your member number ready to access your exclusive 10% discount.
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The Royal Automobile Club of Tasmania Limited (ABN 62 009 475 861, AR 000228578) (RACT) is acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, we recommend reviewing the RACT Travel Insurance Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Whilst the PDS outlines the Terms and Conditions of these products, the TMDs outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMDs also outline matters involving the distribution and the review of these products. The PDS and TMDs for each travel product can be found below.
Product disclosure statements
Travel Insurance Product Disclosure Statement - Effective July 11 2023
Travel Insurance Product Disclosure Statement - Effective May 31 2023
Travel Insurance Product Disclosure Statement - Effective August 10 2022
Travel Insurance Product Disclosure Statement - Effective March 1 - August 9 2022
Travel Insurance Product Disclosure Statement - Effective February 3 - February 28 2022