Travel Insurance
- Domestic and international
- Annual multi-trip
- 15% member discountˇ
Planning a trip? Consider travel insurance for added peace of mind.
Holidays are for relaxing – let us take care of your travel insurance. We offer a range of plans for domestic and international trips.
You’ll have access to 24/7 medical support, lost luggage and trip cancellation on select plans.
Plus, members get 15% offˇ all travel insurance products.
Explore international travel insurance cover options for your trip
This table is a summary of the International Plan benefits. Please see the PDS/FSG for more detail of cover in each section, as conditions, exclusions, section limits and sub-limits may apply as set out in each section, and additional sub limits may apply.
| Comprehensive | Essentials | Saver | ||
|---|---|---|---|---|
| Cancellation fees (unforeseen circumstances) Per adult | Yes$Choice of limit | Yes$Choice of limit | NoNot covered | |
| Overseas medical and hospital Per adult | Yes$unlimited* | Yes$unlimited* | Yes$unlimited* | |
| Overseas dental (sub limits) Per adult | Yes$unlimited* | Yes$2,000 | Yes$500 | |
| Luggage Per adult | Yes$15,000 | Yes$7,500 | Yes$2,000 | |
| Emergency expenses Per adult | Yes$unlimited* | Yes$25,000 | Yes$5,000 | |
| Rental car excess Per policy | Yes$8,000^ | Yes$4,000^ | NoNot covered | |
| Travel delay Per adult | Yes$3,000~ | Yes$1,500~ | NoNot covered | |
ˇThe discount applies to the total RACT Travel Insurance premium when getting a quote online and a valid RACT member number is added. Discounts do not apply to the rate of GST and stamp duty. RACT reserves the right to withdraw or amend this discount offer at any time, without notice. The RACT member discount cannot be used in conjunction with any other promotional offer or discount.
#Limits, sub-limits, and exclusions apply. Please refer to the PDS.
*$unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. There are sub limits for Overseas Medical and Hospital sub sections Cash In Hospital, Overseas Dental and Funeral Expenses Overseas.
**These limits are per person listed in Your COI.
^These limits are per policy.
~Daily limits apply.
Need help?
The Royal Automobile Club of Tasmania Limited (ABN 62 009 475 861, AR 000228578) (RACT) is acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, we recommend reviewing the RACT Travel Insurance Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Whilst the PDS outlines the Terms and Conditions of these products, the TMDs outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMDs also outline matters involving the distribution and the review of these products.
The PDS and TMDs for each travel product can be found on our travel insurance documents page. This travel insurance product is only available online.
