Travel Insurance
- Domestic and international
- Single and multi-trip options
- 15% member discountˇ
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Planning a trip? Consider travel insurance for added peace of mind.
Holidays are for relaxing – let us take care of your travel insurance. We offer a range of plans for domestic and international trips.
You'll have access to 24/7 overseas emergency assistance, and can claim for lost luggage and trip cancellation on select plans.#
Plus, members get 15% offˇ all travel insurance products.
ˇThe discount applies to the total RACT Travel Insurance premium when getting a quote online and a valid RACT member number is added. Discounts do not apply to the rate of GST and stamp duty. RACT reserves the right to withdraw or amend this discount offer at any time, without notice. The RACT member discount cannot be used in conjunction with any other promotional offer or discount.
#Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.
Explore international travel insurance cover options for your trip
This table only provides a summary of the policy benefits. For full details, please refer to the combined PDS/FSG and review each section for specific terms, conditions, exclusions, limits, and sub-limits, as well as any general exclusions that apply.
| Comprehensive | Essentials | Saver | ||
|---|---|---|---|---|
| Cancellation fees (unforeseen circumstances) Per adult | Yes$Choice of limit | Yes$Choice of limit | NoNot covered | |
| Overseas medical and hospital Per adult | Yes$unlimited* | Yes$unlimited* | Yes$unlimited* | |
| Overseas dental (sub limits) Per adult | Yes$unlimited* | Yes$2,000 | Yes$500 | |
| Luggage Per adult | Yes$15,000 | Yes$7,500 | Yes$2,000 | |
| Emergency expenses Per adult | Yes$unlimited* | Yes$25,000 | Yes$5,000 | |
| Rental car excess Per policy | Yes$8,000^ | Yes$4,000^ | NoNot covered | |
| Travel delay Per adult | Yes$3,000~ | Yes$1,500~ | NoNot covered | |
*‘Unlimited’ means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered. Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.
**These limits are per person listed in Your COI.
^These limits are per policy.
~Daily limits apply.
Need help?
- How do I make a travel insurance claim?
- Where can I find out more about my travel insurance policy?
- I’m currently overseas or travelling and need to make changes to my policy, what can I do?
- Do RACT Travel sell travel insurance in store?
- Where can I direct my feedback or complaint?
- I have a question and can't find the answer!
- How can I update my travel insurance policy if I made a mistake or something has changed?
The Royal Automobile Club of Tasmania Limited (ABN 62 009 475 861, AR No. 228578) (RACT) is an authorised representative of the RACT Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RACT Travel Insurance as the managing agent on behalf of Tokio Marine.
Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available on the travel insurance documents page, or on request from RACT.
