Domestic Travel Insurance
Your mind deserves a break too
Whether you're travelling within our beautiful island, or over Bass Strait, leave the worry to us. Our RACT Domestic Travel Insurance policy provides insurance cover from the moment you leave home. With options available including domestic cancellation and rental car excess only, you can choose the most suitable plan for you.
As an added bonus all members receive a 10% discount on our travel insurance products.
|Accidental Death *||Yes$25,000 per person|
|Accidental disability *||Yes$25,000 per person|
|Cancellation fees #||Yes$unlimited^^ per adult|
|Emergency expenses #||Yes$25,000 per adult|
|Financial default #||Yes$3,000 per adult|
|Loss of income #||Yes$5,200 per adult|
|Luggage #||Yes$7,500 per adult|
|Luggage delay||Yes$500 per adult|
|Optional cover – Ski and Winter sports - Equipment hire^||Yes$1,000 per policy|
|Optional cover – Ski and winter sports - Bad weather and avalanche ^||Yes$500 per policy|
|Optional cover – Ski and winter sports - Lift pass||Yes$250 per adult|
|Optional cover – Ski and winter sports - Ski pack ^||Yes$500 per policy|
|Personal money||Yes$250 per adult|
# Limits and sub-limits apply
^^ $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.
** $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including that arising from a terrorist act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. Medical treatments must be provided by a legally qualified medical practitioner. You must notify us as soon as practicable of your admittance to hospital.
* This cover is per person listed in your Policy
^ This cover is per policy
This travel insurance product is only available online.
Get your member number ready to access your exclusive 10% discount.
The Royal Automobile Club of Tasmania Limited (ABN 62 009 475 861, AR 000228578) (RACT) is acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, we recommend reviewing the RACT Travel Insurance Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Whilst the PDS outlines the Terms and Conditions of these products, the TMDs outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMDs also outline matters involving the distribution and the review of these products. The PDS and TMDs for each travel product can be found below.