Marine insurance policies

Insuring your boat with RACT Insurance makes owning a pleasure craft even more of a pleasure

​​​​​​​​​​​​​​Boat Insurance

Some key features of our boat insurance cover include agreed value cover, cover for the reasonable cost of taking essential action, personal effects cover up to $800, cover for accidental damage, including accidental sinking and theft, and up to $10 million liability cover for accidental death, injury or property damage caused by your boat.

You can also add your choice of options*, such as water skiers’ liability (accidental death or bodily injury to a water skier towed by your boat) and sails/racing extension (damage to sails if damaged by wind, plus damage to masts, spars and rigging while racing inside the confines of a harbour, river, bay or inlet).

*some options incur an additional premium

Please read the Boat Insurance Product Disclosure Statement​ before you make any decision regarding these products.​