Loans by RACT Finance



Apply for an RACT loan in 3 easy steps.


Complete the form

First, we need to know a little about you.Apply Now

Get approval

You will know within five working hours of submitting your application.

Secure your funds within 24 hours

Once approved, we'll call you to work out the details. In most cases the money will be sent within 24 hours.

Whether you’re in the market for a car, boat, holiday, motorcycle, caravan, home improvements, or debt consolidation, RACT Finance have personal loans available for just about any purpose.

Loan Repayment Calculator

Tasmanians choose RACT Finance because we have competitive rates across all loan products. Use our loan calculator below to work out the monthly or fortnightly repayment amount that fits your budget.​

Car Loan
(under 2 years old)

Car Loan
(2 years +)

Personal Loan

Debt Consolidation

Your estimated monthly repayment

monthly fortnightly

Finance Bundle

Do you need finance for your new car? Take out a loan over $15,000* with RACT Finance and Tasmanian drivers will receive free Roadside Assistance.

Rates starting from just 5.99%^^ p.a. (comparison rate 6.53% ^p.a.). Pick your package below, and we will do the rest.

Standard: Take out a car loan and receive free RACT Roadside Advantage (valued at $109) plus all the benefits of being an RACT member.*

Works: Take out a Car Loan and Comprehensive Car Insurance through RACT, and get free RACT Roadside Ultimate (valued at $185) plus all the benefits of being an RACT member.*

RACT Member offer

RACT members receive a 1% p.a. discount off the standard base rate for used car loans**.

**Note: This discount doesn't apply to new car special rates or business vehicle loans.

Remember to quote your membership number when you are speaking to one of our finance consultants about your next car loan.

Terms & Conditions