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Eight reasons to consider pet insurance

Pet insurance isn't just a nice-to-have, it can be a practical step to help protect both your wallet and your beloved companion.

If you’ve ever found yourself asking, “Do I really need pet insurance?”, you’re not alone.

Whether you’re the proud parent of a curious new puppy or the trusted companion of a senior cat, this is a question almost every pet owner considers at some point.

Here are eight compelling reasons why pet insurance may be worth it:

1. Cover unexpected vet bills

Accidents and sudden illnesses often come out of nowhere. Pet insurance can often help cover unexpected treatments, so you're not left facing hefty vet bills in a stressful situation.

2. Access to better vet care

When money is less of a limiting factor, you have more options for the best care available. Pet insurance allows you to prioritise your pet’s health with less concern about the cost.

3. Act quickly in emergencies

In a crisis, every second counts. Pet insurance can help you to act quickly, whether it's consulting a vet online> or heading to emergency care.

4. Ongoing support for chronic conditions*

Pets with long-term conditions like diabetes, arthritis, or allergies may need continuous care. Pet insurance plans often cover chronic issues, but be sure to read the Product Disclosure Statement (PDS) to understand what’s included and also be aware that pre-existing conditions will not be covered.

5. Coverage through every life stage

From your new puppy's mishaps to your older pet's senior needs, pet insurance can support your companion’s health throughout their entire life journey.

6. Find a participating vet

Our policies let you stick with the vet you know and trust, as long as they are licensed and currently a registered vet in Australia. To make the most of GapOnly®^ find a participating vet near you, and you'll only have to pay the gap on eligible claims.

7. Fast and easy claims

Submitting claims is often quick and hassle-free, with many being processed at the vet, online or submitted by your vet. This means less paperwork for you and more time focused on your pet’s recovery.

8. Choice of cover

Choose from multiple levels of cover based on what suits you and your pet best. Whether you want basic protection or comprehensive support, there’s a plan to match your needs.

Pets bring so much joy, comfort, and companionship into our lives. It only makes sense to do everything we can to look after them in return.

Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and The Royal Automobile Club of Tasmania Limited ABN 62 009 475 861, AR 228578. Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PIPL. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au.

>Live Vet Support is a service provided by PetSure that gives you 24/7 access to general veterinary telehealth advice for your insured pet(s) via online video or chat, via the Customer Portals owned and operated by PetSure. Access to Live Vet Support consultations subject to the Customer Portal terms of use.

*Policy terms and conditions, limits, waiting periods, exclusions and excesses apply.

^Policy terms and conditions apply. GapOnly® is only available at participating vets. Please visit gaponly.com.au to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).