Europe Travel Insurance

15% member discount†
Multiple cover options
Annual multi-trip

Added peace of mind for travel in Europe with RACT international travel insurance

Booking your next European adventure to make the most of the northern summer or cruise season? Explore international travel insurance cover options with our Comprehensive, Essentials and Saver plans.

Plus, members get 15% off travel insurance.†

Germany's Oktoberfest is a fan-favourite European destination.

Keen to explore the canals of Venice? International travel insurance adds peace of mind for your next adventure.

What cover is available for Europe?

Cruise cover
You can add on optional cruise that lasts only for the time you'll be cruising.<
COVID-19
Available on all plans. T&Cs apply.>
Overseas medical assistance
You may have access to 24/7 overseas emergency assistance, including for COVID-19, across all international plans.#

Europe travel insurance cover options

Explore international travel insurance cover options for Europe, including COVID-19 benefits and optional ski or cruise add-ons.#

Comprehensive
Cover for injury or illness, cancellations and travel delays.#
Essentials
Cover for cancellations, rental car excess and lost or delayed luggage.#
Saver
Cover for lost luggage, dental and medical expenses.#

Mozo Expert Choice 2025 Award for Exceptional Quality Travel Insurance has been awarded to the RACT Comprehensive Plan.++

Need help before travelling to Europe?

Do RACT Travel sell travel insurance in store?
How do I make an international travel insurance claim?
Where can I find out more about my international travel insurance policy?
I’m currently overseas or travelling and need to make changes to my policy, what can I do?
How can I update my travel insurance policy if I made a mistake or something has changed?
Where can I direct my feedback, complaint and enquiries?
I have a question and can't find the answer!

Important information

†Member discount applies to the premium payable (excluding GST, stamp duty and any other taxes). Offer can be withdrawn/amended at any time without notice. Member discount cannot be used in conjunction with any other promotional offer or discount.

#Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.

++For more awards information, refer to https://mozo.com.au/expertschoice/travel-insurance/#award-release-2487.

<Refer to combined PDS/FSG to determine if Cruise cover is required for your trip. Terms, conditions, limits, sub-limits and exclusions apply.

>Limited COVID-19 cover is only available for specific benefits and sub-limits apply. Refer to the PDS for full details inclusions, exclusions and applicable limits.

The Royal Automobile Club of Tasmania Limited (ABN 62 009 475 861, AR No. 228578) (RACT) is an authorised representative of the RACT Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RACT Travel Insurance as the managing agent on behalf of Tokio Marine.

Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available on the travel insurance documents page, or on request from RACT. This travel insurance product is only available online.