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Contents Insurance

Ensure your possessions are protected against the unexpected. Secure peace of mind for your contents today.

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Common questions

Get peace of mind with these inclusions and optional extras

  • New for old

    When we replace your contents, we will do so on a 'new-for-old' basis.

  • Natural events

    Protection for events such as fire, storm and flood.

  • Accidental damage

    Add optional coverage for accidental damage of items in your home.

  • Malicious damage

    Such as break-ins, theft or deliberate damage caused by someone who has not been given permission to enter your home.

  • Flexible limits

    Choose a price to insure your precious items such as jewellry or collectables.

  • Portable items

    Option to cover certain items for when they are stolen, lost or accidentally damaged outside of your home.

See how easy it is to switch.

Get a quote

Or call us on 13 27 22.

Why choose us?

  • Flexible excess choices

    Choose an excess to suit you and your budget. A higher standard excess can lower your premium.

  • No fee direct debit

    You won't incur any extra fees if you choose to pay your premium by monthly direct debit.

  • Free membership

    When you take out home and contents insurance with us, you automatically get access to great benefits and discounts.

  • We're Tasmanian

    Our call centre is right here in Tasmania. When you speak with our team, you'll be speaking to a local who understands.

  • 24/7 emergency assistance

    You can call us on 13 27 22, 24/7 for emergency assistance if you need to lodge a claim.

Common questions

  • How do I calculate the value of my home and contents?

    Take a look at our home and contents calculators.

  • What is a specified item?

    If you have valuables that exceed the contents cover limit, you can specify them in your policy. See the home and contents PDS for cover limits.

  • How do I cancel my insurance policy?

    To cancel your insurance policy, please phone us on 13 27 22 between 8am and 6pm Monday - Friday, or between 9am - 2pm Saturday. Alternatively, you can pop in and see us at one of our store locations.

Our contents insurance coverage is suitable for contents within Tasmania.

Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) which you can find along with the Target Market Determination (TMD) on our Insurance Documents page.

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