Which policy is for me?
Whether you're buying or renting, choose the cover that suits you best. You even have the option to add portable items to your cover, protecting things like your laptop and mobile phone across the whole of Australia and New Zealand.
|Covers your home and permanently attached fixtures if lost or damaged by an insured event. It also includes any garages and outbuildings.||Covers furniture and belongings inside your home, including carpets.|
|Your house and any domestic outbuildings (garage, shed etc)||Yes||No|
|Fixed floor coverings (e.g. floor boards)||Yes||No|
|Decking, fixed gazebos, patios & pergolas||Yes||No|
|Carpets, curtains & blinds||No||Yes|
|Furniture & furnishings||No||Yes|
|White goods, phones & laptops||No||Yes|
|Tools of trade||No||YesUp tp $1,000|
|Accidental damage||YesOptional cover||YesOptional cover|
Before buying insurance issued by RACT Insurance Pty Ltd (ABN 96 068 167 804, AFS licence 229 076) you should read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) which you can find on our Insurance Documents page.